Asked by Nantha Kumar
Hi Property Guru,
I need your feedback on the following:
Overview:
I have a home loan with AIA. Interest is 5.99% fixed for 20 years. Remaining years is 13. Lock down period is over.
Loan amount was RM326,000.00
I have requested AIA to reduce the interest rate to 5.25% for the remaining years.
Q1: How much will be my savings?
Q2: AIA also has a 4.8% fixed interest loans on offer. Is is better to refinance, lets say for a 300K.
I am confused and need yor help badly..
Thank you.
Nantha
I need your feedback on the following:
Overview:
I have a home loan with AIA. Interest is 5.99% fixed for 20 years. Remaining years is 13. Lock down period is over.
Loan amount was RM326,000.00
I have requested AIA to reduce the interest rate to 5.25% for the remaining years.
Q1: How much will be my savings?
Q2: AIA also has a 4.8% fixed interest loans on offer. Is is better to refinance, lets say for a 300K.
I am confused and need yor help badly..
Thank you.
Nantha
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