Q&A Komuniti AskGuru

Make confident property decisions with advice from our experts

Ditanya oleh
Hi.. i am currently just settled my akpk. I wish to apply to buy another condo with pricing range between 350-450. My monthly income is 8k. commitment one shared name condo monthly 1.5k & car loan 650.

Question:
1) can i make a loan that covers renovation cost as well?
2) can i buy another house with 350-450k pricing?
0 •
6011 dilihat
Undi sokong Undi diterima
Mahu soalan ini dijawab?
Dapatkan respons lebih pantas daripada pakar kami dengan mengundi naik.
Jadilah yang pertama mengundi untuk soalan ini.

2 Answers

Hana Wahid
Replied
Hi, I am Hana a registered agent based in KL& Shah Alam. As for your question: 1. Yes you may, do markup loan, but you need to get owner's auhtorization for that. Let me tell you how it works: i- Look for a condo under market value. MV: RM480,000 SellIng Price: RM420,000 Deal with owner/agent/lawyer to apply loan based on MV. 90% from RM480,000 is RM432,000. Loan: RM432,000 Purchase Price: RM420,000 So you have excess of RM12,000. 2. Based on your given info, your eligibility is up to RM700,000 house. But, better to stick on your budget earlier. You can save more for other investment. If you have any further enquiry, I can be contacted vi 017-2376375  . Hana Wahid. Maklumat lanjut
0
Undi sokong Undi diterima
John Ooi
Replied

Masih mencari jawapan?

Dapatkan nasihat daripada komuniti pakar kami

Tanya Soalan Anda
Soalan Terdahulu