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Is it possible for me to get a housing loan and how much loan can I get based on the below factors:
1. Age 50 yrs (October 2018)
2. RM 5500 (nett monthly salary)
3. No commitment (possess credit card without outstanding balance)
4. Have not purchased any property before.
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2 Answers

Jack Hee
Replied
<en>David</en> <en>Wong Lai Kwong</en>
Replied
Dear Anonymous,
You may apply a for property loan with repayment until age 70 years old. Based on 19 years loan term and your nett income of RM5,500, you may apply to borrow RM500k to RM600k at an interest rate of about 4.25% pa.
The amount you borrow should not exceed 85% of the property value that you are purchasing.
Do let me know if you are keen to purchase a property depending on the location and type that you are targeting. Thank you
David Wong
Licensed Agent E2097
Mobile: 0193330573 
QUANTUM REAL ESTATE - E(3)1320 Maklumat lanjut
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