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Pembiayaan Rumah

Ditanya oleh Tanpa Nama 5 Sep 2016

Would you go for lower BR or lower Spread now? If you have 2 loan offers below:

1. BR 3.65, Spread 0.70
2. BR 3.90, Spread 0.45

Both has the same ELR of 4.35. Which one will you go for and why?

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Agnes Aloysius · Answer 1 · 2016-09-05T17:23:18+08:00

Agnes Aloysius

Replied 5 Sep 2016

Practically both are the same. No different. I will go for the Bank that can give me better service/friendly bank. Example CIMB and Affin. I will go for CIMB. Maklumat lanjut

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Irene Tey · Answer 2 · 2016-09-06T14:43:06+08:00

Irene Tey

Replied 6 Sep 2016

i will go for lower spread rate . Maklumat lanjut

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