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Hi Sean, assuming the bank interest rates are not far off each other ie take MRTA/MLTA 2.85% and not take 2.88%, would you actually go for

-MLTA
-MRTA

or

- Top Up Life Insurance


Difference for 2.88 and 2.85 per month is RM23.

I have a feeling that these rates are good, what do you reckon
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