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Asked by Mdm. CHIA cl 14 Sep 2017

Hi , anyone know how to calculate MRTA rate , i and my spouse at age 40 , loan amount RM200k for 30 years , what is the premium for 25 year .

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Gary Choo

Replied 4 Oct 2017

dont buy MRTA not worth it. end of term no return, if in case in this 25 years u refinance or sell your property u need to buy new MRTA, waste. better choose MLTA, got return in the end also. and higher protection. Gary 0127513697 Read More

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Gary Choo

Replied 4 Oct 2017

dont buy MRTA not worth it. end of term no return, if in case in this 25 years u refinance or sell your property u need to buy new MRTA, waste. better choose MLTA, got return in the end also. and higher protection. Gary 0127513697 Read More

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Previously Asked Questions

PropertyGuru · Accepted Answer · 2020-09-09T14:31:07+08:00

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PropertyGuru

Replied 9 Sep 2020

Hello there,

MRTA is calculated based on the loan amount plus interest rates at the time of purchase. Here is a detailed explanation of how to calculate MRTA that could come in handy: https://www.propertyguru.com.my/property-guides/the-complete-guide-to-mrta-mlta-mrtt-mltt-25012

Hope this clarifies! Read More

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