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Hi, I have one joint name (house loan and SPA) with my mom, and I have been doing withdrawal frequently from my epf akaun 2 to do monthly repayment for the house loan.

Now I want to buy a property (SPA joint name with my wife, but housing loan under her personal name only), can my wife do withdrawal from her akaun 2 for the house downpayment? This is her first property, but second property for me due to joint name in SPA.. your prompt reply is highly appreciated, thank you very much :)
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