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Hi, in years back, my brother bought a house and he applied for a joint name housing loan with me. And few years back, i also bought my own house with joint name housing loan (as i cant applied with my own due to previous loan). Both of our house were single title owner for the property. Would like to ask if refinance was the only way to remove my name from the joint name mortgage ? As he is having financial issue (might or might not go for bankruptcy) , in that case i might not able to continue payback for 2 loan (his and my 1).
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