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Hi,I am getting another property with my wife. But I have currently own a property which has my wife name in it but the loan is only using my name. My wife owns another property with loan on her name. So if we were to loan for another property, is the maximum loan 70 percent? Or it depends on the loan application?
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2 Answers

C.Y. Janice
Replied
you can check with your banker on this issue. You might need to know base on your income and commitment, are you still eligible to get loan for another property, if yes, whats the price range etc. By the way, only 3rd properties is 70% margin. This is only your second property. Read More
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  • JG
    Replied
    If I get this another property with my wife, my wife will have her name on three property but loan only two. So it is the loan that determine the third property or the spa?
Koh Meng Chong
Replied
Second property deserves 90% loan. And want to ask that, u r looking for new project property for investment purpose OR own stay for ur second property? Read More
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  • JG
    Replied
    Looking for investment . Preferably secondary market with positive rental.

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