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您好,我是nana,是首购族。想问下我有看到一套满意的aparrment,是今年尾才开始建,预计2025才建好,申请loan的话如果approve了是几时开始还?

Hello, I'm nana, a first-time buyer. I would like to ask if I have seen a satisfactory set of apartment. It will only be built at the end of this year, and it is expected to be completed in 2025. If I apply for a loan, when will it be paid back if approved?
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