Signing a First in Johor: PH World & RHB Partner to pioneer 110% Green Home Financing Guarantee Programme

PropertyGuru Editorial Team
Signing a First in Johor: PH World & RHB Partner to pioneer 110% Green Home Financing Guarantee Programme
JOHOR BAHRU – PH World Property today announced a strategic partnership with RHB Bank Berhad (“RHB”) to enhance homeownership accessibility. This collaboration introduces eligible buyers of selected PH World developments to the innovative Green Home Financing Guarantee Programme, offering financing of up to 110%. The D’Art Hills Residence project in Bukit Seni Kulai has been selected as the inaugural development in Johor under this scheme, subject to eligibility and RHB’s credit assessment.

Financing a Sustainable Future

This initiative underscores PH World Property’s mission to develop innovative, well-designed and high-quality real estate that enriches local communities. The company’s commitment to sustainability is evidenced by its portfolio of green certified projects, including the Green Building Index (GBI) Silver-rated D’Hub 360˚, alongside GreenRE-certified D’Art Hills Residence Courtyard Home series, upcoming D’Art Nature HomeCourtyard Home series in Iskandar Puteri, Johor and other upcoming projects.

A Green Pathway to Homeownership

The Green Home Financing Guarantee Programme provides eligible purchasers of PH World’s Double Storey Courtyard Home series with a financing solution designed to lower the initial barrier to homeownership while promoting sustainable living. The structure offers:
  • Up to 100% financing of the property price.
  • An additional 10% for mortgage insurance (e.g., MRTA/CLTA).
This facilitates a reduced upfront financial burden and aligns with national sustainability goals by incentivizing investment in certified green homes. Eligible properties are those with recognised certifications such as GBI, GreenRE, LEED, or BCA Green Mark.

Leadership Perspectives


Datuk Wira David Pang, Founder and Group Executive Chairman of PH World Group, stated, “In line with our Group’s ESG policies and Net Zero Carbon goal, sustainability is a core value embedded across all five of PH World’s business divisions; Property, Palm Oil, Mining, Eco Innovation and Hospitality. This strategic partnership with RHB marks a significant step in making sustainable living more accessible, reinforcing our commitment to environmental stewardship in the property sector.
Joseph Pang, Managing Director & CEO of PH World Property, said: “PH World Property has been at the forefront of sustainable development since 2014, when we delivered our first GreenRE-certified project. Guided by our development philosophy Art, Nature, and People, we firmly believe that green living is not only a responsibility to the environment, but also a commitment to creating healthier, energy-efficient, and higher-value homes for our homeowners.
As we continue to roll out green-certified developments across 500+ acres of land bank with over 10,000 units in Johor Iskandar Malaysia to be built, our partnership with RHB plays a key role in supporting homeowners through flexible financing options, enabling more families to embrace sustainable living.”
Sien Vee Loc, Head of Consumer Finance, Group Community Banking, RHB Banking Group, said, “We are pleased to offer practical financing that meets modern homeownership needs. By providing distinct options like the Green Home Financing Guarantee Programme, we support buyers in making sustainable choices and advancing responsible, green homeownership in line with our ESG priorities. At the end of the day, inclusivity is key in our sustainability efforts, and this new financing scheme directly addresses that.”
About PH World Property
Founded in 2006 by Datuk Wira David Pang, PH World Property is one of the five core divisions under the PH World Group. As an award-winning developer, PH World Property has delivered over 12 successful projects across the residential, commercial, and industrial sectors in Johor.
Headquarters: No. 19, Jalan Ah Siang, Stulang Darat, 80300 Johor Bahru, Johor, Malaysia
Phone: +6018 661 2688
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