Hi Mr/Miss, how r U? i am KOH from Brownland Properties.Is a real estate negotiator with mortgage banker background. The process of buying a property is all standard, even ilustrtion maybe sometimes a bit different but won't be much. Anyway, if u r buyer, and u knew the owner very well, of course u can straight away ask the original sale and purchase agreement and land title from owner, then appoint a lawyer to draft SPA to proceed Momerandum of Transfer while u get the mortgage loan approval. But most of the times, u have to look for ur property maybe online. And most of time, when u search ur preference property online, all is posted by property agent. When the times u called agent, u already approach with agent to find property for u. If the property u choosed, then the agent will contact owner to collect all legal documents from owner too to pass it to u so to proceed ur mortgage loan.In these scenario practise in all malaysia, owner needs to pay for the agent commission but not buyers.Any enquiry, u can call me at my number
0193171998
KOH, wishs to assist u in legal terms and ur answer ur doubt too
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