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1. I presume when you said it is a joint mortgage, the property is under both your joint names too which may not necessary be. 2. In a divorce, a married couple can decide who gets what. However when either party or both, disagree with the arrangement, the court has power to order for division of matrimonial assets as in accordance to s.76 Law Reform (Marriage and Divorce) Act 1976. 3. The question on whether it is possible to remove your name in a joint name mortgage, it is best you speak to your mortgage banker on their policy and their terms, if it is possible. 4. Worst case scenario is allow the bank to get a court order to auction off the property due to the default in loan repayments to pay off the loan. Any balance from the sale proceeds will be distributed back to the registered owner(s) of the property, if any. However, auctioning off the house may not get the market price, the legal and bank costs may be higher and there is a social stigma on auction properties. While both of you maybe blacklisted because of bad loan repayments (which both of you are already in even though you are paying a portion of it), it will be cleared once the whole disposal of the house is done and the loan is fully repaid. Hope this might clear some of your concern and worries. Read More