Asked by Vincent Chan
Hey guys, looking for some property advice. I'm 29, single, taking home RM4.2k a month, and I've got this personal goal to buy my first house before hitting 30. I've narrowed my search down to these three:
- TUAN Straits (Desa Petaling): RM 527k | 840 sqft | 3R2B
- Alamanda Heights (Bukit Serdang): ~RM 450k | 921 sqft | 3+1R2B
- SHANG Residence (Kuchai Lama): RM 580k | 893 sqft | 3R2B
I like all of them, but the math is making me sweat. If I pull the trigger, my DSR will be around 50%, and my annual increments are only about RM100-RM150. That feels like a heavy monthly burden.
Also, while I have a car, I mainly commute via public transport, so accessibility is key. Is it worth stretching my finances this thin just to buy before 30? And which of these locations makes the most sense for a public transport commuter? Appreciate any insights!
- TUAN Straits (Desa Petaling): RM 527k | 840 sqft | 3R2B
- Alamanda Heights (Bukit Serdang): ~RM 450k | 921 sqft | 3+1R2B
- SHANG Residence (Kuchai Lama): RM 580k | 893 sqft | 3R2B
I like all of them, but the math is making me sweat. If I pull the trigger, my DSR will be around 50%, and my annual increments are only about RM100-RM150. That feels like a heavy monthly burden.
Also, while I have a car, I mainly commute via public transport, so accessibility is key. Is it worth stretching my finances this thin just to buy before 30? And which of these locations makes the most sense for a public transport commuter? Appreciate any insights!
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