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Hi, I've loan offers from various banks as below:

Bank A BR 3.52% + 0.78%
(MRTA 30 years RM16400)

Bank B BR 3.00/% + 1.30%
(MRTA 30 years RM15707)

Bank C BR 3.65% + 0.65%
(MRTA 30 years RM17470)

All banks offering Effective rate at 4.3%. Which bank should I choose? Please kindly advise.
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