Asked by Anonymous
Hi, would be grateful if anyone can help to advice. Current loan is under both me and my wife's name, so as SPA. Purpose of refinance is to remove my wife's name from loan (so that she can avoid LTV70). As for SPA, we would like to maintain as it is i.e. under both me and my wife's name. So, if I were to refinance, I would like to know if SPA need to be redo? Thanks in advance! :)
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