2 Answers
This policy usually covers the building and/or contents from loss or damage caused by fire and lightning. Flooding is an optional cover under the standard fire and motor policy.
If your policy covers flooding, you should notify your agent and provide detailed information including relevant supporting documents. For more info, you may refer to this: https://www.propertyguru.com.my/property-guides/introduction-home-insurance-malaysia-13359
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Thank you for sending in your enquiry.
You are advised to refer back to your respective fire insurance policy to find out more on your coverage details.
I hope this answers your question.
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Tiffany
Senior Mortgage Advisor, LM Homes Advisory (M) Sdn Bhd Read More