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My wife and I have both have 1 mortgage under our names before we got married. I understand that each individual is allowed to have a maximum of 2 mortgages that finances up to 90% of a property's purchase. Our goal is to purchase 1 investment property each under our individual names. Can we still take advantage of the extra 90% bank financing slot that we should be individually entitled despite being married or because we both already have used up 1 slot each previously, this is no longer possible?
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