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can i know how do i overcome the issue of having a joint loan but 1 owner name only? how do i safeguard my partner because her name is not on the house title but is in the loan. This is because im Bumiputera and got 7% disc and so developer advise to use one name as home owner to enjoy bumi discount. but how do i protect my partner's credibility. (loan commitment but no asset)
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1 Answer

David Wong Lai Kwong
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If your partner is not your spouse and a bumiputra, then it will be legally challenging to have his/her interest protected as your property is deemed to be a bumiputra quota unit that require the state authority's consent to transfer to a non bumiputra in future. You may want to seek the advise of a lawyer before deciding on this approach. Nowadays, non bumiputra buyers are able to enjoy discounts or rebates too on new projects.
Hello, I am a licensed and registered real estate agent, David Wong (E2097). If your house is in the state of Selangor and Wilayah Persekutuan, I will be able to assist you to sell your house together with my team of negotiators. Thank you.
David Wong (License No. E2097)
Mobile: +60193330573 
Foreward Realty Sdn Bhd - E(1)1909 Read More
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