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Hi, may I know which bank in Malaysia have lowest rate for mortgage? This year my bf is 31 years old and I was 26 years old, how long we can apply the loan(period). Now I've my own house but 2 joint with my brother. If I wanna apply a loan for my bf and I for future, can it approve? We decide to buy a house after we a having a marry as our 1st house. Plus now my bf didn't have any debt but he was work with his dad(family work). I'm really scare can't approve cuz I've my own home with my siblings. Any solution for this?
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<en>David</en> <en>Wong Lai Kwong</en>
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The standard criteria is a max of 35 years loan or until age 70 years old. Buying a second or third property even though you already have an existing housing loan is not an issue. The loan to value ratio could be 80% to 90% (except if it is a 3rd loan outstanding max. 70%) depending on yours & bf income eligibility less existing monthly loan installment payments. I have a mortgage loan consultant who could advise and plan for your loan if you could contact me, David Wong at 0193330573  . Thank you.
David Wong (E2097)
Mobile: 0193330573 
Foreward Realty Sdn Bhd - E(1)1909 Read More
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