AskGuru - Property Investment Questions in Home Financing

744 Results Found in Home Financing

Anonymous in Home Financing

asked on 25 Mar 2021

Hi PropertyGuru, is the right forum where I can ask about my CCRIS report? I just got my CCRIS report from BNM but I don't know how to read it. I notice there is a "2" in my car loan, what does it mean? Please, help….

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Anonymous in Home Financing

asked on 22 Mar 2021

Apa itu CCRIS?? Maybank has rejected my loan application and they say my CCRIS credit history is not good. Can you enlighten me on how to check my CCRIS report?

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Anonymous in Home Financing

asked on 19 Mar 2021

Hi, I have a joint commercial loan of about RM550K loan with my sister and the installment is about RM1300 per person , If I want to buy a residential property, may I know the bank will recognize my commitment as RM1300 or RM2600?

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Anonymous in Home Financing

asked on 17 Mar 2021

I am repaying my loan at RM1000 every month and how much interest rate I can save if I pay RM1500? Can anyone teach me how to calculate the loan interest rate? The remaining loan principal to be repaid is about RM400,000.

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Anonymous in Home Financing

asked on 17 Mar 2021

I heard a lot of property agents saying that now is the best time to buy a property because the interest rate is low, is that so? What is the interest rate now? Will it go up this year? I was told that I need to keep an eye out for Bank Negara...

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Anonymous in Home Financing

asked on 17 Mar 2021

I was told by my friend that term loans are a better choice now because the OPR is low and thus when the interest rate goes up, my loan's interest rate will not be affected. Can you advise on this and explain what is term loan?

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Anonymous in Home Financing

asked on 17 Mar 2021

Hello, I'm looking to buy a terrace house in Petaling Jaya with a budget of RM900,000. Can teach me how to calculate a house loan? I want to know how much down payment that I need to fork out for the purchase to keep the monthly loan repayment at...

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Anonymous in Home Financing

asked on 17 Mar 2021

Can get loans? What bank?

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Anonymous in Home Financing

asked on 14 Mar 2021

I just settled my NPL and it is cleared from the CCRIS record recently. I would like to purchase my 1st house in the coming month, what are chances for me to get the house loan approved?

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Anonymous in Home Financing

asked on 25 Feb 2021

If I pay say 100.000 in addition to my normal monthly repaym ent for my semi flexi loan, other then getting reduction in subsequent months's installment, can I request the tenure of loan be shortened ?TQ

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Anonymous in Home Financing

asked on 24 Feb 2021

Rumah sewa

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Anonymous in Home Financing

asked on 9 Feb 2021

can i use LPPSA loan? or only loan from bank. thanks

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Anonymous in Home Financing

asked on 2 Feb 2021

hi there. let say im a cash buyer house. let say after 5 years of owning the house, i do not want to sell but can i have the capital growth in terms of cash without selling it ?

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Anonymous in Home Financing

asked on 15 Jan 2021

I like to know how much I can refinance for my KL property

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Anonymous in Home Financing

asked on 3 Jan 2021

Hi, Me and my spouse want to apply for housing loan, The DSR is okay but our concern is my credit card usage is maxed out. I did the payment on time every month more than the minimum limit but still use the credit card. Can i somehow convince...

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Anonymous in Home Financing

asked on 29 Dec 2020

Hi, do we start to serve the actual monthly loan repayment (interest + capital) right after the VP or after the last 5% stage?

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Anonymous in Home Financing

asked on 27 Dec 2020

Hi, I'm about to sell off my only property and will be buying another property. May I know what is the maximum bank loan % I can get ? 80% or 90%

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Anonymous in Home Financing

asked on 21 Nov 2020

I apply for housing loan and have been approved, while waiting for the district office process complete, I apply for car loan and have been approved also. Does this affect my housing loan; bank will cancelled if my commitment change?

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Anonymous in Home Financing

asked on 13 Nov 2020

My husband and i are planning to buy a propery. My name is under AKPK so the housing loan will be my husband's name. Can I put my name in SPA as well? and if I don't, will I be able to withdraw from my EPF?

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Anonymous in Home Financing

asked on 28 Oct 2020

Tuan, saya ada sedikit kemushkilan. Loan rumah saya dah lulus dalam seminggu lebih. Sekarang pihak bank paksa saya utk sain LO cepat. Dia kata kalau tak dia akan batalkan loan saya. Pertanyaan saya adakah LO ni ada tempoh laku utk sain. Mohon...

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