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How much i still can get for housing loan?
Now i have 1 property residential, loan 500k joint name, installment rm2343 p/m.

I still have another commercial under my father and my name but the loan is under his company name, left loan 330k inst 2387 p/m.

My current salary get on hand 3700 p/m.

How much i still can get for housing loan? Is the commercial consider as my commitment also??
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1 Answer

<en>G S</en> <en>Cheah Properties</en>
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Dear Sir/Miss I saw your question in Ask Guru. All commitments/loans will be taken into consideration, whether housing loan/commercial loan/credit card outstanding/personal loans etc. The way I see it, based on your current income, your borrowings is pretty much to the max. Unless you can supplement your income with rentals received or borrow jointly with another borrower with good income. TQ G.S.+ 013 3010 959  gscheah5255@gmail.com CBD PROPERTIES SDN BHD ex Banker for > 28 years. Read More
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