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I applied for housing loan and got rejected. Reason was I have an auction record. That record was more than 20 years ago and I don't owe the bank for this. Neither does this auction record appear on my CCRIS or CTOS. But where the bank get this record? Does that mean I can never buy a house?
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1 Answer

Morgan Koh
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I'm so sorry to saw you have this situation. Maybe few thing you can try. 1) Apply loan from other then this bank(is that the same bank last time auction case?) 2) Find out alternative way to apply loan( some bank can accept you to keep certain amount of FD into their bank to apply housing loan). Bank will forever keep the bad record about borrower past history. Hope above little info you can try to find out. From : Morgan Koh (0166968923  ) Read More
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