Asked by Anonymous
I would like to know if i'm eligible to take a housing loan of RM1.3M for a purchase of second house (i'm trying to sell of my current house and want to secure for a new property to relocate). Here are the scenarios:
1) current house refinanced RM700000 - Monthly commitment RM3200
2) joint account with husband
3) clear all commitment and left one hire purchase RM1300
4) have 2 kids, husband is government servant
5) total nett monthly income is RM 11600
6) we have some cash to cover the cost for purchasing the RM1.3M property inc 10% & MOT
Anybody could advise if we are eligible to buy or have to sell the house first?
1) current house refinanced RM700000 - Monthly commitment RM3200
2) joint account with husband
3) clear all commitment and left one hire purchase RM1300
4) have 2 kids, husband is government servant
5) total nett monthly income is RM 11600
6) we have some cash to cover the cost for purchasing the RM1.3M property inc 10% & MOT
Anybody could advise if we are eligible to buy or have to sell the house first?
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