11 results for 'dsr'
21 Nov 2024 • Home Financing
Budgeting 101: What To Prepare For Before Purchasing A Property?
Coming up with a budget before you commit to purchasing your first home can be quite a daunting task, but with this guide to assist you, it doesn't have to be as confusing and scary!
12 Apr 2023 • Home Financing
DSR: Here's How To Calculate Your Debt Service Ratio In Malaysia!
Check out the proper Debt Service Ratio formula in Malaysia, along with the DSR calculation and 2 ways to improve your rating!
28 Feb 2023 • Home Financing
I’m A Fresh Graduate, Can I Still Apply For A Home Loan In Malaysia?
You can get a home loan as a fresh grad, provided you’ve built up enough funds and creditworthiness. Read on to find out more!
28 Feb 2022 • Home Financing
3 Main Factors That Determine How Much You Can Borrow From The Bank
The factors that affect your maximum loan quantum are household income, the debt servicing ratio (DSR) and the Loan-to-Value (LTV) ratio or margin of finance.
16 Feb 2022 • Home Financing
Malaysians Share The Surprising Reasons Why Their Home Loans Were Rejected
Home loan application rejections happen far too often nowadays. Find out what are some of the common reasons, so you can avoid them when it's your turn to apply for one!
16 Feb 2022 • Home Financing
How To Increase Your Chances Of Getting A Housing Loan In Malaysia
To increase your chances of getting your home loan approved, you need to be mindful of your documentation, Debt Service Ratio (DSR), CCRIS & CTOS reports, etc.
10 Aug 2020 • Buying
3 Trends Spotted In Property Market Since OPR Cuts Announced In 2020
The Overnight Policy Rate (OPR) has been cut 4 times in the first half of 2020 alone! Find out what are some of the effects on Malaysians' property buying behaviour.
28 Jul 2020 • Home Financing
Which Bank Offers The Housing Loan That Suits Your Needs?
Your Debt Service Ratio (DSR) will make all the difference in whether you can get approved for the housing loan amount you want, or not. Here are some important things you need to know!
19 Aug 2019 • Buying
If You're On The Lookout For An Affordable Home, Here's A Guide Just For You!
Are you a first-time buyer looking for an affordable home? Here's a simple guide for you to refer to, so that you're aware about existing affordable housing initiatives, and what to do!