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Hi there,

I’m Malaysian and SIngapore PR. I wanted to apply mortgage loan in Malaysia (first house). However, I have no credit card and debt (not even PTPTN) in Malaysia. Based on my understanding, it would be very challenging to get the loan approved.

Appreciate if gurus here could give me some advice what to do and which bank has loose policy. Thank you in advance.
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1 Answer

David Wong Lai Kwong
Replied
Yes, without a credit score it is difficult for banks to provide you a housing loan. You may want to talk to a mortgage broker who has dealings with all the banks in Malaysia and provide you a solution to it.
Unless you are a subscriber to the property portal on an annual basis.
David Wong
Licensed Agent E2097
Mobile Contact : +60193330573 
Foreward Realty Sdn Bhd - E(1)1909 Read More
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