9 results for 'ctos'

Your CTOS Report plays a key role in determining your creditworthiness when applying for loans in Malaysia. This guide explains how to check your CTOS Score and shares ten practical steps to improve your financial health before buying a home or applying for credit in 2025.

Looking to buy a new house in Malaysia and want to ensure you get the best deal? Here are 10 steps to help you along with your hunt for a new property.

Worried about the PTPTN blacklist in 2026? This guide explains how to check your status online, understand travel and credit restrictions, and take practical steps to clear arrears or restructure your loan, helping you protect your financial mobility and future borrowing power.

Your Debt Service Ratio (DSR) will make all the difference in whether you can get approved for the housing loan amount you want, or not. Here are some important things you need to know!

Everyone wants to grow their wealth, but how do you do so through property investment? We’ve broken it down into 10 bite-sized steps.

Your credit reports (CCRIS & CTOS), along with your income statements, will be your bank’s reference to decide whether to approve or reject your home loan application in Malaysia!