AskGuru - Property Investment Questions in Home Financing

744 Results Found in Home Financing

Mr. Tan TY in Home Financing

asked on 26 Jul 2017

I got a ShopSave III Loan Package from Public Bank. After 1 month, i found that the outstanding loan amount doesn't seem correct based on my own calculation. I approached the bank but they are still unable to provide me with a correct calculation...

0 • 770 views

Anonymous in Home Financing

asked on 25 Jul 2017

I'm looking at buying a house for 480k. But i'm not sure if i should apply for government loan (i'm working in govt sector), or whether i should go for bank loan. I have a plan to move from my current job to either private sector/overseas.. So i'm...

0 • 323 views 1 Answer

Shane Owens in Home Financing

asked on 7 Jul 2017

Is there any looking for mortgage financing? Just drop your emails. I am a broker

0 • 122 views

Chee Keong Hiu in Home Financing

asked on 18 Jun 2017

I have a house fully paid, no loan. How i want to buy a new house, the price is almost the same with the old house. should i take my old house to refinance it and get the cash to pay the new house. or should i just apply for new loan for my new...

0 • 1191 views

Aarone Tan in Home Financing

asked on 18 May 2017

i wants to refinance my jb condo,the raffles suite. i am a singaporean.now with 20years loan,wish to enhance to 30 or 35 years loan.thanks

0 • 215 views

ricsum1980@gmail.com in Home Financing

asked on 3 May 2017

Hi there, i'm a Singaporean working in Malaysia under the spouse visa permit. As mentioned, my wife is a local and we are scouting for a sub sale property RM1m in PJ Damansara area. Our combined income is around RM17k. My wife owns a condo in...

0 • 555 views 2 Answers

Anonymous in Home Financing

asked on 18 Apr 2017

Hello experts, my relative intend to purchase a condo near Johor Bahru ciq.Both husband wife earning SGD$ 5-6k total.first timer.can they use CPF combine to purchase there in Johor Bahru? and roughly if RM 800K-1MIL down payment how much? Can...

0 • 404 views 2 Answers

zsari408@gmail.com in Home Financing

asked on 18 Jan 2017

Hi. I'm Indonesian. My husband works at Kuala lumpur and his salary is above RM 5.000. We wanna buy a house (200.000 - 300.000). Can we get loan house for 15 years till 20 years? What should we do to get it? Thanks

0 • 546 views 1 Answer

Anonymous in Home Financing

asked on 12 Jan 2017

Is it possible for foreigners (non resident, non-MM2H) to obtain property mortgages from Malaysian banks?

0 • 446 views

Anonymous in Home Financing

asked on 6 Dec 2016

Salam sejahtera. My wife and I bought a house joint loan and S&P 10 years ago. Both withdrew from EPF for down payment and monthly installments then. 5 years ago we refinance the loan to my name only (both name still in S&P). We have not...

0 • 1931 views 1 Answer

Anonymous in Home Financing

asked on 24 Nov 2016

Hi I am looking to purchase a subsale property with residential freehold title. A question regarding the home loan financing. Is it possible to finance together the other entry cost such as lawyer fee, snp fee, stamp duty, etc. which means I will...

0 • 653 views

Anonymous in Home Financing

asked on 23 Nov 2016

Hi, I've loan offers from various banks as below: Bank A BR 3.52% + 0.78% (MRTA 30 years RM16400) Bank B BR 3.00/% + 1.30% (MRTA 30 years RM15707) Bank C BR 3.65% + 0.65% (MRTA 30 years RM17470) All banks offering Effective rate at...

0 • 526 views

Ms Tan in Home Financing

asked on 19 Nov 2016

My gross earning is RM4,300 per month with only commitment of RM700 monthly insurance premium. If I want to buy a property (1st home buyer) with selling price RM650,000, would bank approve my loan?

0 • 1160 views 1 Answer

Anonymous in Home Financing

asked on 15 Nov 2016

I own a landed property which is currently tenanted. My mortgage is on a 25 year tenure (21 remaining as of now). I am trying to reduce my commitments now and therefore am considering increasing my tenure to 35 years to reduce my monthly...

0 • 288 views

Aarone Tan in Home Financing

asked on 11 Nov 2016

Hi, i am a singaporean staying in malaysia, i have 1condo currently at the area near bukit indah,how do i go about to refinance my property for some cash out for investments purpose? Thanks

0 • 351 views 1 Answer

Anonymous in Home Financing

asked on 26 Oct 2016

Hi there, I am offered a flexi home loan with BR+Margin=Interest, the clause specified BR and Margin may vary up to bank's discretion. Is it norm to have margin varied for flexi package?

0 • 216 views

Anonymous in Home Financing

asked on 14 Oct 2016

I am a Malaysian working in Singapore at the moment. My salary combines with my wife salary is about RM 25k. Can I ask how much loan can I apply if I would like to purchase a condo of RM 1 million? Can I use the loan as downpayment for...

0 • 2007 views 5 Answers

Anonymous in Home Financing

asked on 22 Sept 2016

Hi, I currently have 2 properties under my name; 1st is under joint name of myself and my mother which is actually financed by my dad, 2nd is only my name. I am thinking of buying the 3rd property, and refinance by 2nd one for cash out to pay off...

0 • 430 views 1 Answer

Anonymous in Home Financing

asked on 5 Sept 2016

Would you go for lower BR or lower Spread now? If you have 2 loan offers below: 1. BR 3.65, Spread 0.70 2. BR 3.90, Spread 0.45 Both has the same ELR of 4.35. Which one will you go for and why?

0 • 1000 views 2 Answers

Anonymous in Home Financing

asked on 19 Aug 2016

How much i still can get for housing loan? Now i have 1 property residential, loan 500k joint name, installment rm2343 p/m. I still have another commercial under my father and my name but the loan is under his company name, left loan 330k...

0 • 375 views 1 Answer

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