AskGuru - Property Investment Questions in Home Financing

744 Results Found in Home Financing

Anonymous in Home Financing

asked on 22 Nov 2015

I am a foreigner working in a public university who wishes to do refinancing of an apartment that is under a 20 year loan. The loan is being paid for last 5 years and the lock-in period has just ended. I want to do refinancing and cash out the...

0 • 209 views 1 Answer

Anonymous in Home Financing

asked on 26 Sept 2015

My EPF account 2 have rm 70k, and I'm still paying my AKPK, is there any work around to withdraw from EPF to make down payment for a property?

0 • 1770 views

Anonymous in Home Financing

asked on 21 Aug 2015

Banks have turned down our application for house loan. Their reason the bank policy doesn't accept house not 100% bricks. The house is a bungalow lot but it is an old house. The front of the house made of kayu chengal plus jati while at the back...

0 • 160 views

Anonymous in Home Financing

asked on 19 Aug 2015

I am considering to buy a terrace house (<RM300k) at Kampar area near UTAR for rental purpose. How much rental income can I expect? Is it easy to find tenants? Regarding financing, I'm thinking of getting a bank loan of 90%. My monthly income...

0 • 465 views 1 Answer

Anonymous in Home Financing

asked on 7 Aug 2015

My wife has a fully paid property. We intend to refinance the property under me only. I understand this is called 3rd party financing. May I know which bank provide this type of facility? Tq

0 • 1067 views 2 Answers

Anonymous in Home Financing

asked on 25 May 2015

Hi,I'm over 45 years of age and earn an average of rm5500 a month. I have no other commitment or debts presently. I don't have much savings. I would like to get an apartment in melaka for around 150k and get a loan for 90% of that for 10 or...

0 • 716 views 2 Answers

Anonymous in Home Financing

asked on 5 Apr 2015

My salary is RM 5000,so can i afford a home which is the price RM 470 000???

0 • 9609 views 1 Answer

Anonymous in Home Financing

asked on 4 Apr 2015

Hi i have 1 landed property at taman pinggiran putra SK under my name . i dont have any other commitments except for the house RM 1700. Now me n my wife planning to buy second property with join name around 600k. My wife have outstanding payment...

0 • 343 views

Mr. Jef Fri Chiam in Home Financing

asked on 29 Mar 2015

Hi, is it possible for me (Malaysian) and my sister (Singaporean) to obtain 90 % house loan financing from local banks? I am a first time house buyer.

0 • 469 views 1 Answer

Anonymous in Home Financing

asked on 26 Mar 2015

Dear Gurus, what is your opinion about the home financing interest rates at the moment and for the months to come?

0 • 196 views 1 Answer

Mr. Afnan zafar in Home Financing

asked on 10 Feb 2015

Hey. I am a foreigner married to a malay and staying in kl under the spouse visa as resident while working here for the last 9 years. We are finalizing buying a property at this point near klcc area under my wife name although for loan we will...

0 • 930 views 1 Answer

Anonymous in Home Financing

asked on 26 Jan 2015

I am a Malaysian married to a foreigner and working overseas with my married foreign name. I would like to apply for a loan in Malaysia to buy a property in Malaysia with my maiden name as indicated in my Malaysian ic. I am a Malaysian citizen....

0 • 2000 views 1 Answer

Mr. james ho in Home Financing

asked on 20 Jan 2015

If the name on the SPA is my wife name, can I co-finance the home loan with her?

0 • 1435 views 2 Answers

Anonymous in Home Financing

asked on 20 Jan 2015

I have an exisitng loan of 770k. Will bank approves my 2nd homel loan of 650k? My monthly income is about 14400+.

0 • 1246 views 2 Answers

Anonymous in Home Financing

asked on 29 Dec 2014

Hi, I am interested to buy a house in JB. Whilst exploring on a few properties, I intend to get a pre-qualified from banks to understand how much loan i can take up. Will be thankful if anyone here can advise what are the documents I have to bring...

0 • 772 views 1 Answer

Mr. Tan Tony in Home Financing

asked on 29 Dec 2014

Says I have a 600k loan for 37 years, and I have 200k savings cash in hand(all I have. How much should I put into the loan account in order to enjoy the maximum savings, with considerations of the interest I put into FD with the savings I have?...

0 • 827 views

Anonymous in Home Financing

asked on 19 Dec 2014

Hi, Me and my GF want to buy a property (first buyer). We had surveyed much property below 320000. Matters now we don have much money for deposit. Is there any other way to get a property? We thought of using EPF to pay first but as we all know...

0 • 1500 views 3 Answers

Anonymous in Home Financing

asked on 18 Dec 2014

Hi, Me and my wife are both Singaporeans and we have booked our unit in Johor. This will be our 1st house in Malaysia and will be owner occupied and not or investment. Can any gurus please enlighten me if we are eligible for a 80% loan with just...

0 • 1211 views 1 Answer

Mr. james ho in Home Financing

asked on 11 Dec 2014

Hi , when do i start to service the loan , is it after signing sales and purchase agreement? The property is still under construction.

0 • 1126 views 1 Answer

Mr. james ho in Home Financing

asked on 10 Dec 2014

I am intending to get a service apartment in jb. The land title is commercial. The sales person told me residential loan 90% applies to this project. Is this true? I thought only commercial loan applies if the land title is commercial.

0 • 898 views

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