As the largest property website in Malaysia, PropertyGuru is proud of all the outstanding property information and insight we offer to you, our awesome audience.
Let’s face it though, 2020 hasn’t been a year like any other. We definitely don’t want to see anything like it again. That doesn’t mean we can’t celebrate all the awesome content you guys consumed this year though!
When you weren’t busy baking bread and posting about it on social media, you were enjoying the latest guides to property and property news.
Here’s your top 10 viewed articles on PropertyGuru in 2020:
1) The HOC (Home Ownership Campaign) – All You Need To Know
At number one — you guys really wanted to know about the Home Ownership Campaign (HOC). The HOC was designed to increase home ownership among Malaysians, and was originally open between 1 January 2019 and 30 June 2019.
The great news is it was brought back in 2020, and now runs until December 2021. That means there’s still time to snap up a bargain with the help of insight from this great article.
2) Malaysia Tenancy Agreement Guide And Sample Download 2020
Everyone agreed that this excellent article on tenancy agreements was a real winner in 2020.
A quality tenancy agreement is an important step for both parties in any rental arrangement. This handy guide explores both tenant and landlord responsibilities, with a helpful download of a sample tenancy agreement.
3) Real Property Gains Tax (RPGT) Act 2020 In Malaysia
Who said taxes had to be boring! Our article on Real Property Gains Tax (RPGT) gained some real interest among many Malaysians this year.
The strong interest is a result of the announcement of the RPGT exemption for residential properties between 1 June 2020 and 31 December 2021 under the National Economic Recovery Plan (PENJANA).
In this bite-sized guide, you can also learn about the chargeable profit gained from selling a property, and how that might apply to your property journey.
4) A Handy Guide To Legal Documents And Memorandum Of Transfer (MOT)
If tax isn’t enough to get your heart singing, then how about some paperwork?
It might not be the glamorous side of the property industry, but understanding legal documents such as the Memorandum of Transfer (MOT) is really sort of important. Get to grips with the essential jargon and documentation in this handy guide.
5) List of 2020 Blacklisted Developers in Malaysia
In at number five is our guide on who best to avoid. Malaysia’s property industry is filled with amazing developers creating awesome properties for people like you. Unfortunately, there are a few bad apples operating on the wrong side of the law.
This popular article explores the developers in Malaysia you really should steer clear of, and how to identify them.
6) How Do I Calculate My Debt Service Ratio (DSR)?
Do you regret that smartphone contract you couldn’t afford when you were 18? Wait until you read this article on Debt Service Ratio (DSR)!
People were eager to understand what Debt Service Ratio is, how it works, and how it impacts their home loan approval chances in 2020.
7) What Is The Base Rate (BR) And Base Lending Rate (BLR) All About?
Do you find interest rates interesting? You’re not alone in 2020! The Base Rate (BR) and Base Lending Rate (BLR) are both important factors which impact the potential interest rate on your home loan.
In this popular article, we explore the ins and outs of BR and BLR, and how that affects your potential home loan repayment amount.
8) All You Need To Know About Stamp Duty In Malaysia
Stomping its way in at number eight is stamp duty, which is among the hottest topics this year.
This is due to the introduction of the stamp duty exemption for the purchase of new homes under the Home Ownership Campaign and the government’s move to increase the limit of the stamp duty exemption for the purchase of first home from RM300,000 to RM500,000 in Budget 2021.
In this article, we explore an explanation of stamp duty, the costs and varied tiers, and how stamp duty exemptions might save you some money.
This tax on processing legal documents is an important cost consideration in your property purchase journey, so don’t miss it!
9) Different Types Of Properties And Houses In Malaysia
Ever pondered the difference between a bungalow, a semi-detached, and a terrace? You’ve come to the right place.
In this article, we explore how these varied housing types are defined. Next time you’re out for an adventure, see if you can spot which is which!
10) The Top 10 Property Developers In Malaysia 2020
Developing its way into our top 10 is this list of outstanding property developers in Malaysia.
Reputation means a lot in the property industry, and these 10 heroes of development have plenty of it to spare. Explore the top 10 developers, some of their biggest achievements, and just what that means in terms of revenue.
Bonus Round!
Why stop at the top 10 you ask? Those articles are the best of the best, but here are five more quickfire contenders that just slipped out of the top spots.
11) SPA, Stamp Duty, And Legal Fees For Malaysian Property
Get up to date with the latest legal fees and costs for your property purchase.
12) The Importance Of A Sale And Purchase Agreement In Malaysia
If there’s no SPA, there’s no reason to play. Explore the importance of the Sale and Purchase Agreement (SPA).
13) Freehold Vs Leasehold Malaysia: Which Is Better?
Freedom forever or years of joy? Explore which is better out of freehold and leasehold in Malaysia.
14) MRTA Vs MLTA: Which Is The Best For You?
Loan us your ear and we’ll keep you informed. Level term or reducing term… we explore MRTA vs MLTA home loans.
15) Stamp Duty And Administration Fee For Tenancy Agreement
Renting a home? You still need to stamp. Explore stamp duty and administration fees for tenancy agreements in the final of our 15 top stories.
Thank you and all the best for 2021!
Thanks for taking the time to read all our property news and information in 2020. We’ve been working hard to produce great content, so you get the chance to enjoy a great read.
Wishing you happy house hunting and best wishes for 2021!
Where would the Malaysian property market be heading in 2021? Find out in our Malaysia Property Market Outlook 2021 Report here!
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Disclaimer: The information is provided for general information only. PropertyGuru International (Malaysia) Sdn Bhd makes no representations or warranties in relation to the information, including but not limited to any representation or warranty as to the fitness for any particular purpose of the information to the fullest extent permitted by law. While every effort has been made to ensure that the information provided in this article is accurate, reliable, and complete as of the time of writing, the information provided in this article should not be relied upon to make any financial, investment, real estate or legal decisions. Additionally, the information should not substitute advice from a trained professional who can take into account your personal facts and circumstances, and we accept no liability if you use the information to form decisions.