Rumah Selangorku is a housing scheme based in Selangor. It was established with the aim of delivering affordable houses to qualifying citizens within the state.
Selangor is one of Malaysia’s most popular and populous states, making affordable housing a serious issue for many who want to call that state "home".
Those conditions make it particularly challenging for low-income and middle-income families to find appropriate housing.
Rumah Selangorku mandates that developers of qualifying developments construct a certain amount of affordable housing units as part of their overall project.
The initiative is led by Lembaga Perumahan dan Hartanah Selangor (LPHS), the state’s own housing organisation. It was first introduced in 2014, and is designed to encourage and support developers to produce affordable houses.
These properties will align with the organisation’s goal of building quality homes to meet the accommodation needs of local citizens in an affordable way.
Update Aug 1, 2019: Strict Loan Requirements Hinders Rumah Selangorku Home Ownership
Who Is Eligible For Rumah Selangorku?
Rumah Selangorku is a housing scheme designed to support the low-income and middle-income citizens of Selangor. That focus means that certain conditions must be met to be eligible for the scheme, which is as follows:
- Over 18 years of age
- Malaysian citizen
- Resident of Selangor
- Must not already own a property
- Maximum household income of RM10,000
- One application per household
- Single applicants with dependents may apply
What Properties Do Rumah Selangorku Apply To?
While first established in 2014, changes made from 2018 onwards under the new Rumah Selangorku 2.0 initiative set out a refreshed framework for affordable houses within the scheme.
Rumah Selangorku is a scheme which promotes a variety of unit types, depending on your preference and income levels.
It’s split into categories A, B, C, D, and E homes, with different eligibility criteria depending on an applicant’s household income:
- Type A: Maximum RM3,000/month (household income)
- Type B, C, D, E: Maximum RM3,001 – RM10,000/month (household income)
The changes for Rumah Selangorku 2.0 most directly impact the Category D homes, which is the highest-priced category within the scope of affordable houses created under Rumah Selangorku.
So what are the unit types and sizes under Rumah Selangorku 2.0? Again, there are a variety of unit types, dependent on your income levels (info taken from REHDA Selangor):
High-rise (Apartment)
Type A
700
42,000
Type B
750
100,000
Type C
800
150,000
Type D
900
200,000
Type E*
900
250,000
Landed (Townhouse and Terrace)
Type A
700 (Townhouse**)
42,000
Type B
750 (Townhouse**)
100,000
Type C
1,000 (Townhouse**)
200,000
Type D
900 (Terrace 20’x60’)
250,000
*Only subject to areas under the jurisdiction of Majlis Bandaraya Petaling Jaya (Petaling Jaya City Council or MBPJ), Majlis Perbandaran Ampang Jaya (Ampang Jaya Municipal Council or MPAJ), and Majlis Perbandaran Subang Jaya (Subang Jaya Municipal Council or MPSJ).
**Townhouses under this scheme are allocated two (2) owners per one lot/block of townhouse.
**Townhouses under this scheme are allocated two (2) owners per one lot/block of townhouse.
Here Are The Properties And Developers You Can Purchase From!
This list is taken from the official website of Lembaga Perumahan dan Hartanah Selangor (LPHS), and is up-to-date till 20th November 2019.
1) Petaling
2) Sepang
3) Gombak
Seri Temenggung Apartment (Malay reserved land)
Rexpoint Resources Sdn. Bhd.
2021
100,000 – 220,000
4) Kuala Langat
5) Klang
6) Kuala Selangor
7) Sabak Bernam
8) Hulu Langat
Zamrud Residency Apartment
Cheras Hong Soon Development Sdn. Bhd.
Under construction
150,000 – 180,000
Camelia Residency Apartment
Wira Cheras Development Sdn. Bhd.
Under construction
192,000 – 240,000
9) Hulu Selangor
How Do You Apply For Rumah Selangorku?
Applications for the Rumah Selangorku scheme must be made online through the online portal at http://lphs.selangor.gov.my/.
Unlike similar housing schemes, you cannot apply for Rumah Selangorku through paper documentation or in person.
Once you’ve signed up for your account, you will need to provide a range of documentation to confirm your eligibility for the housing scheme.
- Copies of identity cards
- Birth certificates of children/dependents (if applicable)
- Copy of Marriage Certificate or similar documentation (if applicable)
- Confirmation letter from employer or Commissioner of Oaths for single self-employed applicants (if applicable)
- Pay slips, bank statements, or income verification from Commissioner of Oaths (if applicable)
- Statutory declaration from Commission of Oaths of unemployed spouse (if applicable)
- EPF statement (if applicable)
- Copy of utility bill
- Credit reports such as from Central Credit Reference Information System (CCRIS) and/or from Credit Tip-Off Service (CTOS)
Applicants for Rumah Selangorku are assessed based on a merit system, comparing their eligibility criteria and potential merits.
Successful applicants will be contacted by letter or email to confirm they have been selected for a property under the scheme.
What Else Do I Need To Know About Rumah Selangorku?
Rumah Selangorku is an essential housing scheme which aims to deliver affordable houses for Selangor’s citizens. That means it comes with certain conditions attached to a sale.
- Owners cannot sell property within 5 years of purchase
- Guidelines state that owners cannot rent out the property
- Applications for the scheme are live for two years
- Applicants must reapply after two years if not successful
- Applicants who turn down a home offer are placed as inactive for two years
What else do you need to know about the scheme? Here are some quickfire questions:
1) Do I get to pick my favourite property?
Unfortunately, no! You are assessed based on merit and then an offer is made. If you turn down that offer, you are placed as an inactive applicant for two years.
2) What if my spouse also earns an income?
The assessment is based on the household income, not individuals, and thus will take into account all earnings within the household.
3) Can we both apply at the same time?
Applicants are limited to one application per household.
4) Can I appeal a rejection of my application?
No, all decisions are final.
5) Can I sell my house after 5 years?
Yes, but you will need approval from the State Government.
That’s all folks, for the Rumah Selangorku scheme! Good luck if you’re planning to apply. And if you’re looking for more insight on affordable houses, this guide on housing support and affordable homes for the B40 income group might just be the perfect read for you.
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