First Home Buyers

Buying a home in Malaysia in 2026 can feel complex, especially with evolving EPF Account 2 withdrawal rules and changing loan policies. This step-by-step guide explains how to budget, check loan eligibility, use EPF wisely, handle the SPA and deposit, and complete legal and stamp duty requirements, plus a practical checklist to avoid common pitfalls.

Confused about HOC in property? This 2025 guide explains the meaning of Malaysia’s Home Ownership Campaign, who qualifies, key benefits like stamp duty exemptions and developer discounts, and how HOC style incentives can help buyers reduce upfront home purchase costs.

Buying a home in Malaysia? The Certificate of Completion and Compliance (CCC) confirms your property is safe, legally compliant, and ready for occupation. This 2025 guide explains who issues the CCC, why it matters before vacant possession, and how it protects homebuyers from risk.

Choosing between a fixed or variable interest rate mortgage can shape your finances for decades. This 2026 Malaysia guide explains how both loan types work, how OPR and BR affect repayments, and which option suits different borrower profiles, risk levels, and long term goals.

Learn about commercial property loans and their terms. Understand what is a commercial loan's Loan to Value Ratio, Prevailing Interest Rates, different types of property loans and many more.

Wondering how much loan you can get based on your salary in Malaysia? This guide explores how banks calculate your home loan eligibility, including the importance of Debt Service Ratio (DSR), credit score, and income stability. Get insights on how much you can borrow based on your salary in 2026, and discover tips to improve your chances of approval. Whether you're a first-time buyer or a seasoned applicant, this guide helps you plan your home purchase with confidence.

Buying your first home in Malaysia in 2026? This guide shares 11 essential tips for first-time homebuyers, covering affordability, loans, credit scores, incentives, developer checks, and smart planning strategies to help you buy confidently and avoid costly mistakes.

Your CTOS Report plays a key role in determining your creditworthiness when applying for loans in Malaysia. This guide explains how to check your CTOS Score and shares ten practical steps to improve your financial health before buying a home or applying for credit in 2025.

What is Duplex, and why might they be a good choice for you? In this article, we’ll explain what duplex condos are, highlight the benefits of buying one, and list 10 duplex condos you must check out.

Coming up with a budget before you commit to purchasing your first home can be quite a daunting task, but with this guide to assist you, it doesn't have to be as confusing and scary!