Hi MR/MISS, how r U? i am KOH. Guess u feel the burden of BLR now increase from 6.6% till 6.85%.First of all, if u want to refinance, it will surely incur some extra cost that u need to bear such as legal fees of loan agreement,valuation fees of ur property etc.If ur Cash out portion is big, or u wishes to cash out money to buy another property, guess it is a good idea to refinance ur property as it incur lower interest if compare with other bank loan such as personal loan.Somemore ur rate if only -1.90 right now and over lock in period,it is wisely that at least u can swift ur mortgage loan package with ur existing bank or other bank that can give u better offer. For me, i hope u ca try to ask HONG LEONG bank first whether they wll give u Loan Top UP. It will save u some cost anyway. U can call me or watapp me if u need any assistance,just share info with u if u want.
0193171998
KOH
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