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I would like to seek expert advice regarding my eligibility for a housing loan based on my current financial profile. I am 39 years old and have been operating a registered sole proprietorship business since 2015, earning an average monthly income of RM9,000 and above.

I am currently under the AKPK repayment programme, which I have been participating in for the past year. I also have an existing housing loan included in the programme. I plan to exit AKPK within the next two months.

Based on this situation, may I know whether I am eligible to apply for a new housing loan at this point, or do I need to complete my exit from AKPK before applying? I would appreciate any professional guidance or advice on this matter. Thank you in advance.
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