AskGuru Q&A Community

Hi. You can get 90% loan margin for the first two properties. For third property onwards, the loan margin cuts to 70% (given that the first two properties are still under loan). In your case, you need to prepare 10% deposit. But please bear in mind that you need around 5% to pay other fees like valuation fee, SPA legal fee, loan legal fee and stamp duties. If you're a first time home buyer, you may get 100% loan margin but certain criteria must be followed. In addition, stamp duties are fully exempted on first time home buyer purchasing subsale property < RM500k. For further assistance, you may reach me at 0123237189  . By the way, I'm Fahmie, a registered real estate negotiator from MN Associates (KL) Sdn Bhd. Hope this helps. Thanks and have a great day. Read More

Greetings from Ohmyhome Realtors. For first 2 properties you are entitle to 90% loan margin. If you get 90% loan you have to get ready 3%(booking fee) + 7%(upon signing SPA) down payment and legal fees ready. Buying a home is a huge investment that requires time, money and effort. Let our professionals take care of your home buying journey from search, mortgage advisory, deal closing and all the way through to legal conveyancing. You may contact or whatsapp us at 019-2665593  Read More