Buying a house is often a daunting prospect for the first-time home buyer. Besides the obvious financial commitments of purchasing and paying for a property, life can throw all manner of twists and turns your way, and cast a pall over long term plans.
Which is why, now, when you purchase an IJM Land property, you are not just buying a house; you are gaining peace of mind too.
IJM Land’s HomeTIPS, or Triple Insurance Protection Scheme, will enable you to invest in a home for your family and provide them with a sanctuary to live, grow and flourish for years to come.
As IJM Land believes that a home buyer should not have to face undue distress about financial uncertainties that may surface, it has collaborated with Allianz Life Insurance Malaysia Berhad and Allianz General Insurance Company (Malaysia) Berhad to underwrite three insurance schemes offering peace of mind to all its home buyers for 36 months from the date of signing the Sales & Purchase Agreement.
Should you find yourself involuntarily terminated from your employment, the Unemployment Insurance will take effect to pay a specified amount to cover the interest on the loan amount. In this case, involuntary unemployment is defined as unemployment due to economic reasons afflicting the employer, and excludes situations where the unemployment is due to disciplinary action or performance of the individual.
IJM Land home buyers from selected properties are also eligible for a Group Term Life Scheme and Personal Accident Scheme where financial benefits are paid out in the unfortunate case of death or total permanent disability.
“At IJM Land we believe in building not just homes, but relationships. We want our home buyers to be confident in the fact, that should something untoward happen, IJM Land is able to help secure the roof over their heads with these unique insurance schemes underwritten by Allianz. The insurance benefits offer a range of financial pay outs that can help mitigate unfortunate situations,” said JM Land managing director Edward Chong.
“As investing in a home is an important milestone in anyone’s life, we strongly feel that this exciting period in your life, should not be memorable for all the wrong reasons. As with making any major decision, it’s nice to be able to feel that you are protected, right from the very beginning of the process,” continued Chong.
The IJM Land HomeTIPS is the very first of its kind offered by a property developer in Malaysia, and serves to reaffirm IJM Land’s commitment to provide its home buyers with innovative financial solutions that will help build thriving communities.
Mangalesri Chandrasekaran, Editor at PropertyGuru, edited this story. To contact her about this or other stories email email@example.com